2007 - Main indicators and ratios

The main performance indicators and ratios in the table below were calculated including the amounts related to the branches sold in 2007 (61 branches sold to Banca Popolare di Vicenza and 15 branches sold to Banca Popolare Pugliese).

2007 - P&L and structure highlights2007 - Balance sheet highlights2007 - Main indicators and ratios

UBI Banca Group - Profit Indicators
	31/12/2007	30/09/2007	30/06/2007	31/03/2007

Normalised ROE - net of merger differences (annualized)

11.6%

14.2%

15.2%

10.8%

ROA

0.8%

0.7%

0.6%

Cost/income ratio net of non recurring items and excluding PPA effects

56.1%

55.5%

55.1%

55.8%

UBI Banca Group - Capital Ratios
	31/12/2007	30/09/2007	30/06/2007	31/03/2007

Core capital/total weighted assets (tier1)

7.4%

6.8%

6.7%

~7%

Supervisory capital/total weighted assets
(total capital ratio)

10.2%

~10%

>10%

UBI Banca Group - Risk Ratios
	31/12/2007	30/09/2007	30/06/2007	31/03/2007

Net bad loans ("sofferenze")/net loans to costumers

0.75%

0.74%

0.70%

Net non performing/net loans to costumers

0.75%

0.74%

0.70%

UBI Banca Schemes

UBI Banca: schemes as at 31 December 2007 (Excel, 113,5 KB)


	Last update on 26/10/2021 14:37:46