| UBI Banca Group - Profit Indicators |
|
31/12/2015
30/09/2015
30/06/2015
31/03/2015
|
| ROTE (annualised) |
1.9% |
2.6% |
3.1% |
3.6% |
| Net impairment losses
on loans/net loans to customers (annualised) |
1.27% |
0.89% |
0.91% |
0.90% |
| Leverage* |
13.2X |
12.9X |
13.6X |
13.3X |
* Leverage =
(tangible assets)/(tangible equity + non controlling
interests + net result for the year)
| UBI Banca Group - Capital Ratios (phased-in) |
|
31/12/2015
30/09/2015 30/06/2015
31/03/2015
|
| Common Equity Tier 1
|
12.08% |
13.00% |
12.94% |
12.45% |
| Tier 1 |
12.08% |
13.00% |
12.94% |
12.45% |
| Total Capital |
13.93% |
15.31% |
15.62% |
15.34% |
UBI Banca Group - Risk Ratios
|
|
31/12/2015
30/09/2015
30/06/2015
31/03/2015
|
| Net Bad loans
("Sofferenze")/net loans to customers |
5.07% |
5.06% |
4.91% |
4.86% |
|