2018 - Main indicators and ratios

Data refer to UBI Banca Group and include consolidation of the New Banks acquired on 10th May 2017 (the acquisition is effective from 1st April 2017).

2018 financial year implements first time adoption of IFRS 9 and follows the schemes set out in the 5th update (dated 22/12/2017), of Bank of Italy Circular No. 262/2005, which became applicable as from 1/1/2018.

2018 - P&L and structure highlights2018 - Balance sheet highlights2018 - Main indicators and ratios

UBI Banca Group - Reclassified consolidated balance sheet data (millions of euro)

31/12/2018

30/09/2018

30/06/2018

31/03/2018

ROTE (annualised)

5.7%

3.9%

5.8%

6.2%

Net impairment losses on loans/net loans to customers* (annualised)

0.72%

0.57%

0.51%

Leverage**

16.5

17.0

17.1

16.3

* At amortised cost.

** Leverage = (tangible assets)/(tangible equity + non controlling interests + net result for the year)

UBI Banca Group - Capital Ratios (phased-in)

31/12/2018

30/09/2018

30/06/2018

31/03/2018

Common Equity Tier 1

11.70%

11.79%

11.78%

12.00%

Tier 1

11.70%

11.79%

11.78%

12.00%

Total Capital

13.80%

14.25%

14.13%

14.47%

UBI Banca Group - Risk Ratios

31/12/2018

30/09/20108

30/06/2018

31/03/2018

Net Bad Loans (Sofferenze)/ Net Loans to Customers*

3.11%

3.18%

3.80%

3.82%

*At amortised cost.

UBI Banca Group

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 31st December 2018 (Excel, 91,5 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 30th September 2018 (Excel, 97,2 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 30th June 2018 (Excel, 89,1 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 31st March 2018 (Excel, 81,4 KB)


	Last update on 26/10/2021 14:37:46