2019 - Main indicators and ratios

2019 Financial Year implement the adoption of IFRS16 "Leases", which superseded IAS17 "Leases" from 1st January 2019

2019 - P&L and structure highlights2019 - Balance sheet highlights2019 - Main indicators and ratios

UBI Banca Group - Reclassified consolidated balance sheet data (millions of euro)

31/12/2019 30/09/2019 30/06/2019 31/03/2019

ROTE (annualised)

3.2%

3.3%

3.5%

4.4%

Net impairment losses on loans/net loans to customers* (annualised)

0.87%

0.79%

0.78%

0.59%

Leverage**

16.0

16.6

16.5

* At amortised cost.

** Leverage = (tangible assets)/(tangible equity + non controlling interests + net result for the year)

UBI Banca Group - Capital Ratios (phased-in)

31/12/2019 30/09/2019 30/06/2019 31/03/2019

Common Equity Tier 1

12.34%

12.14%

12.05%

11.52%

Tier 1

12.34%

12.14%

12.05%

11.52%

Total Capital

15.88%

15.63%

15.10%

14.43%

UBI Banca Group - Risk Ratios

31/12/2019 30/09/2019 30/06/2019 31/03/2019

Net Bad Loans (Sofferenze)/ Net Loans to Customers*

2.02%

2.66%

2.88%

3.13%

* At amortised cost.

UBI Banca Group

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 31 December 2019 (Excel, 99,8 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 30 September 2019 (Excel, 102 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 30 June 2019 (Excel, 102,4 KB)

UBI Banca Group: reclassified and mandatory consolidated financial statements as at 31st March 2019 (Excel, 90,1 KB)


	Last update on 26/10/2021 14:37:46