2016 - Main indicators and ratios

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2016 - Main indicators and ratios

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	Last update on 26/10/2021 14:37:46

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2016 - Main indicators and ratios

2016 - P&L and structure highlights2016 - Balance sheet highlights2016 - Main indicators and ratios

UBI Banca Group - Profit Indicators

31/12/2016 30/09/2016 30/06/2016 31/03/2016

ROTE (annualised)

n.s.

n.s.

n.s.

2.1%

Net impairment losses on loans/net loans to customers (annualised)

1.91%*

2.23%*

2.88%*

0.74%

Leverage**

14.2

14.5

15.1

13.2

* Net impairment losses on loans includes greater provisions announced in 2019-2020 Business Plan on 27th June. They resulted in the partial reabsorbtion of the "shortfall" for an amount of approx. 851mln/€.
** Leverage = (tangible assets)/(tangible equity + non controlling interests + net result for the year)

UBI Banca Group - Capital Ratios (phased-in)

31/12/2016 30/09/2016 30/06/2016 31/03/2016

Common Equity Tier 1

11.48%

11.68%

11.43%

12.07%

Tier 1

11.48%

11.68%

11.43%

12.07%

Total Capital

14.10%

14.55%

14.47%

13.87%

UBI Banca Group - Risk Ratios

31/12/2016 30/09/2016 30/06/2016 31/03/2016

Net Bad loans ("Sofferenze")/net loans to customers

4.87%

4.77%

4.59%

5.17%

UBI Banca Group

UBI Banca: reclassified consolidated schemes as at 31 December 2016 (Excel, 162,3 KB)

(Excel, 162,3 KB)

UBI Banca: reclassified consolidated schemes as at 30 Sept 2016 (Excel, 112,1 KB)

(Excel, 112,1 KB)

UBI Banca: reclassified consolidated schemes as at 30 June 2016 (Excel, 134,8 KB)

(Excel, 134,8 KB)

UBI Banca: reclassified consolidated schemes as at 31 March 2016 (Excel, 114,6 KB)

(Excel, 114,6 KB)